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What transactions are restricted?

Updated this week

You can use your Yonder Debit card for almost all your daily spending. However, to comply with Dutch financial regulations and ensure the security of our community, certain transactions are handled differently.

1. Transactions that do NOT earn points

You can still use your card for these, but they will not add to your Yonder points balance:

  • Quasi-cash: Buying alternative currencies, travelers' checks, or funding other digital wallets (e.g., topping up a Revolut or Wise account).

  • Financial Services: Securities, stocks, and brokerage transactions.

  • Money Transfers: Sending money to friends or family via PayPal, Tikkie, or direct bank transfers.

  • Debt & Government Payments: Payments to Gerechtsdeurwaarders (bailiffs), debt recovery agencies, court fees, or bail payments.

  • Cash Withdrawals: Withdrawing cash at an ATM does not earn points.

2. Prohibited Transactions (Not permitted)

Our system will automatically decline the following types of transactions:

  • Gambling & Betting: Payments to online casinos, betting shops, or lottery sites are prohibited on Yonder.

  • Illegal Activities: Any transaction that violates Dutch law or international sanctions.

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